L-R: Wife of the new President of African Insurance Organization (AIO), Dr. (Mrs) Tonia Smart,  standing by her husband Mr Tope Smart being decorated by Winner of the Africa Insurance Organization (AIO) hall of fame, Mr Elhassani Muhammed and Chancellor of Swearing in and representative of the outgoing AIO President and Group Managing Director/CEO, Africa Re, Dr Corneille Karekezi at the closing gala dinner of the 2021 AIO Conference and General Assembly in Lagos